When you are making a character, try and get each stat
as close to 20 as you can. I think the most important
one is intelligence. Because that tells how many stat
points you get each level. It is also a good idea to
hire new crew. People who charge 10,000 a month are
excellent and are level 10 and have skills upwards around
60 or so. And you will make tons of money so that's not a problem.